Terms & Conditions

Last Updated: March 30, 2026

Welcome to Sahaj Wealth. By accessing and using this website, you agree to comply with and be bound by the following terms and conditions of use. If you disagree with any part of these terms, please do not use our website.

1. General Usage

Visitors should use the contents of this website at their own discretion. Sahaj Wealth does not accept any liability for any harm or loss incurred due to usage of this website or the information contained herein. The features of the website can change without prior notice.

2. Third-Party Information

Certain sections of the website are dependent on third-party APIs and information. If the said services are withdrawn or not renewed, it could impact certain sections of the website. All visitors and members should be aware that we are not responsible for disruptions caused by these external factors.

3. Regulatory Compliance

Users and visitors should apply their own judgment with regard to compliance criteria of various government and regulatory bodies. Sahaj Wealth assumes no liability for the usage of content or services by users in jurisdictions where such services may be restricted.

4. Intellectual Property

Unless otherwise stated, Sahaj Wealth and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You must not:

5. Disclaimer of Accuracy

While we strive to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material is kept up to date. Financial data and market statistics may be delayed or subject to change.

6. Content Liability

We shall not be held responsible for any content that appears on your website if you link to us. You agree to protect and defend us against all claims that are raised on your website through such links.

7. Investment Risk

Mutual Fund investments are subject to market risks. Please read the scheme-related documents carefully before investing. Past performance is not an indicator of future returns. Sahaj Wealth acts as a distributor and provides information for educational purposes only; this should not be construed as legal or tax advice.

8. Contact Information

For any queries regarding these terms, please reach out to us:

Sahaj Wealth
Email: sahajwealth01@gmail.com
Address: Shop No.1, Kanchanganga Building, Shivaji Path, Near Thane Station, Thane-400602

Frequently Asked Questions

Everything you need to know about our process and services.

1. What does Sahaj Wealth do?

Sahaj Wealth is a mutual fund distribution firm that helps individuals and families invest in mutual funds in a structured and goal-based manner. We guide you in selecting suitable funds, building a portfolio, and staying disciplined throughout your investment journey.

2. What we don’t do?
  • - We don’t provide stock recommendations
  • - We don’t predict short term movements.
  • - We can't make you rich overnight. This is a long term process.
3. How is Sahaj Wealth different?

We focus on simplicity, personalization, and long-term discipline. Instead of chasing short-term market trends, we build strategies aligned with your financial goals, risk profile, and time horizon—while providing continuous support and guidance.

4. What services do you provide?

We specialize in creating a personalised, goal-based solution—designed to help you achieve your life’s most meaningful aspirations. Our services include:

  • - Recommending the right Term & Health Insurance coverage for you and your family
  • - Helping you invest in Mutual Funds aligned with your goals, risk profile, and return expectations
    • From protecting your present to planning your future—we cover it all.

5. What if Sahaj Wealth shuts down?

Absolutely nothing to worry. When you invest with us, your money gets invested directly with mutual fund houses under your name. Anytime you want to withdraw, you can do from mutual fund houses directly even if we are not around.

6. What are your fees?

In Regular Plans, mutual fund houses incur costs to manage the fund. These costs are charged to you as a fund management fee (Roughly 0.7% pa including GST). A portion of this fee is shared with us. There are no additional charges. You don’t have to pay us anything separately.

7. What is your value addition?

Our value lies in helping you define your financial goals, create a goal-based plan, and then back it up with the right asset allocation. But more importantly, our biggest value addition is helping you avoid costly financial mistakes—mistakes that can set you back years.

8. Are my investments safe?

Your investments are held directly with the respective mutual fund houses (AMCs) in your name. Sahaj Wealth only facilitates and manages the process—we do not hold or control your money.

9. How do you choose funds?

We assess your financial goals, investment horizon, income, and risk appetite before recommending funds. Our focus is on creating a well-diversified portfolio aligned with your objectives.

10. Can I withdraw anytime?

Yes, most mutual funds offer liquidity, allowing you to redeem your investments when needed. However, some funds may have exit loads or tax implications depending on the holding period.

11. Help during downturns?

Absolutely. One of our key roles is to help you stay disciplined during volatile periods. We provide timely guidance and ensure your investment decisions remain aligned with your long-term goals.

12. Regular portfolio reviews?

Yes, we continuously monitor your portfolio and provide periodic reviews to ensure it remains aligned with your goals and market conditions.

13. How do I get started?

You can get in touch with us through our website or contact details. We’ll begin with a simple discussion to understand your goals and guide you through the onboarding and investment process.

14. What if I am unhappy?

We hope to be with you for life. But if you ever choose to move on, you are completely free to do so—no questions asked. We do not hold your assets, and your mutual fund investments are always in your name. You can:

  • - Switch to another distributor
  • - Continue managing it yourself, or
  • - Redeem your investments independently
    • Without needing our permission.

15. Is mutual fund investment risky?

Mutual fund investments are subject to market risks, as they invest in equity, debt, or other securities. However, with the right strategy, diversification, and long-term discipline, risks can be managed effectively. Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

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